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DONALD SCHOFIELD


(PONTEFRACT)
LIMITED

Our Products & Panel of Insurers

Policy types that we can quote for are:

  • PROPERTY OWNERS SPECIALISTS

    Commercial Property Owners
    City & town centre premises cover available.
    Large portfolios especially welcome to include office buildings, parades of shops etc.
    ALL rebuild sums insured available.
    Unoccupied and Non Standard cover available (subject to terms & conditions)

    Residential Property Owners
    City & town centre premises cover available.
    Large portfolios especially welcome.
    Unoccupied and Non Standard cover available (subject to terms & conditions)


  • SHOPS & ALL RETAIL

    Covering a wide range of trades from Florists & Newsagents, to Cafes & Motor Accessory Dealers, to Furniture Retail & Audio/ Electrical Goods Retailer.
    Standard package including All Risks Cover based upon required sums insured.
    Automatic areas of cover include Public & Employers Liability, Business Interruption, and Money & Assault.
    Cover extensions available for Subsidence, Commercial Legal Expenses & Terrorism


  • LEISURE PACKAGES

    All Restaurant types (Italian, Indian, Chinese, European etc); Public Houses (City & town centre, country pubs); Wine Bars; Hotels (including Guest Houses, Bed & Breakfasts, Motels); Sandwich Bars; Cafe; Takeaways (Fish & Chip shops; Chinese; Indian etc)
    Standard packages including All Risks Cover based upon required sums insured.
    Automatic areas of cover include Public & Products Liability, Business Interruption, and Money & Assault.
    Cover extensions available for Subsidence, Commercial Legal Expenses & Terrorism


  • Commercial Combined
    Covering a wide range of trades and industries including - Manufacturing, Warehousing, Distribution, Petrol Stations, Hotels. All levels/ extensions of cover available upon request including Subsidence, Terrorism cover. Multi location policyholders especially welcome. Discounts available for multi location risks
  • Shops
    Covering a wide range of trades from Florists & Newsagents, to Cafes & Motor Accessory Dealers, to Furniture Retail & Audio/ Electrical Goods Retailer. Standard package including standard perils based upon sums insured. Automatic areas of cover include Public & Employers Liability, Business Interuption, and Money & Assault
  • Restaurants and Public Houses
    City & town centre premises cover available. Various types of restaurant theme/ type of cooking cover available.
  • Offices & Surgeries
    Cover available for a wide range of professions including Accountants to Dentists, Personnel/ Recruitment Agency to IT Consultant, Solicitors to Veterinary Surgeon. Individual premises and or within a purpose built office building. Standard package including standard perils based upon sums insured. Automatic areas of cover include Public & Employers Liability, Business Interuption, and Money & Assault.
    *Please note that liability cover for this contract will not cover any professional advice/ service given as a result of a specific profession.
  • Commercial Property Owners
    City & town centre premises cover available. Large portfolios especially welcome to include office buildings, parades of shops. ALL rebuild sums insured available. Unoccupied cover available (subject to terms & conditions)
  • Residential Property Owners
    City & town centre premises cover available. Large portfolios especially welcome. Unoccupied cover available (subject to terms & conditions)
  • Motor Trade
    Cover provided on a combined basis for trades including MOT, Servicing & Repair, Panel Beaters, and New & Used Vehicle Sales. Suitable for the small to medium independent company, to larger multi site operations.
  • Motor Fleet
    Cover provided for small to medium sized companies (3 to 12 vehicles), to larger companies with 12 or more vehicles. Multi type policies to include company cars, commercial vehicles, and plant vehicles. Policies available for many occupation categories including haulage contractors.
  • Contractors All Risks
    Cover available for building and all allied trades - Builders, Property Developers, Electricians, Plumbers and others. Standard cover to include Contract Works, Public & Employers Liability.
  • Public & Employers Liability
    Standard minimum cover requirements for ALL manual trades ranging from Builders to Plumbers, Alarm Installers to Double-Glazing Installers, Heating Engineers to Paving/ Patio Contractors.
    PLUS cover available for Professional Trades ranging from Charted Surveyors; Chauffeurs; Photographers; Public Relations; Secretarial Services.
    Cover available for Sole Proprietors, Partnerships and Limited Companies.
  • Professional Indemnity
    Available for a wide range of profession and industries including - Quantity Surveyors, Computer/ IT Consultants, Motor Engineers.

The insurance products we recommend are with UK based insurers who are regulated and authorised by the Financial Conduct Authority (FCA).

Written details of all quotations given are available on request along with product policy summaries/ key features. Please click here to view our own terms of business/ status disclosure documentation in compliance with FCA regulations.

In addition to the insurance product list detailed above, we also provide cover for:

  • Uninsured Loss Recovery (for both Retail and Commercial Policyholders).
  • Independent premium funding finance (for Commercial Policyholders only).
    *Please note independent premium finance funding is not the same as Direct Debit facilities as offered by insurers for Retail policyholders.

Our panel of insurers are:

  • Ageas
  • Motorplus (Legal Expenses ONLY)
  • Covea
  • Aviva
  • Towergate
  • Royal and Sun Alliance
  • One Commercial
  • AXA
  • Pen Underwriting
  • Amlin
  • Allianz
  • (Other Lloyds syndicates where applicable)
  • Premium Credit Limited

Credit Brokerage

  • We act as Credit Brokers, but NOT lenders, for the purpose of arranging monthly payment plans directly with insurers. For this we do not charge an arrangement fee. Where insurers or schemes facilities are unavailable, we can also place agreements with Premium Credit Ltd who may pay commission on a case by case basis. We do not arrange new premium finance unless it is for the purpose of the customer's business